Under the financial inclusion component of DARB, farmers are profiled, collecting information like; Biodata, production data, household economic data, social economic data, data on information access among others is collected to enable farmers, get credit support and benefit from other financial services from the financial institutions. Data collection enables the following;
The information collected is run through a social credit scoring model whose output provides insights of the farmers key areas of strengths and weakness. The profile is then shared with partner financial institutions to support in extension of credit.
An aggregate score can also be generated for all farmers within a defined geographic area.